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  • Writer's pictureSophie Baylis

Loft Conversion Ideas - how to budget for a loft conversion

Updated: Mar 20, 2022

There are three types of loft conversion: internal loft conversions, dormer loft conversions and loft conversions that require a full removal and build. To find out which is most suitable for you, think about these three factors: the type of roof you have, what you want to use your loft for and your budget! Here, Johnpaul Manning, MD of Insulation4less, reveals how much to budget and why a buffer is so important.

Q: What is the cheapest loft conversion?

Internal loft conversions are usually the cheapest and require minimum building intervention. However, dormer loft conversions are most common because they add more space with relatively simple building works. Full removal-and-build loft conversions offer the most flexibility but they’re the most complex and expensive.

Q: How much do I need to budget?

Simple loft conversions tend to cost between £21,000 and £44,000, while costs can be upwards of £63,000 for a large-scale project. Several factors can influence your budget, including whether your conversion calls for an extension or any extensive structural changes, the scale of these changes and whether you’ll need any additional plumbing or electrical work. Plus, where you live can have an impact: for example, projects in the south of the UK tend to cost more than their northern counterparts, although the gap has closed in recent years. 📸 @hints.of.hues

Working with conversion specialists is a great way to make sure your building costs stay within your budget. As professionals, they’ll be able to calculate the cost of materials and labour, which puts them in a better position to capture all the costs. You’ll also find that reputable companies will be happy to commit to a fully fixed-price contract.

and diversified.

Q: Should I include a buffer in my loft conversion budget?

In a word, yes. When it comes to your budget, make sure you have a good idea of the potential costs and give yourself a buffer in case anything unexpected comes up. It definitely pays to be proactive rather than reactive.

Q: How much of a buffer should I include in my loft conversion budget?

While preparation is a great way to save on costs, things might not always go as planned, so it's always good to have a buffer in place. The size of your buffer will depend on the overall cost of your loft, but I would recommend saving an additional 10 to 20% of your overall budget - that way you’ll have a bit of a safety net is something unexpected comes up, and if it doesn’t you’ll have some extra cash to put in to your interiors, or even another project in future.

Read more about loft conversions:

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